Breakdown Direct Car Breakdown Cover

Breakdown Direct have four cover levels at great, budget friendly prices thanks to their online only presence. All of the policies are supplied with legal advice for motoring issues, trailer and caravan coverage and legal expenses up to 100,000 covered. There are discounts available for multiple cars from one household covered up to 30%.

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Type of Cover

Cover for a named vehicle with anyone driving the vehicle covered.


Cover for a single person with every vehicle they are driving or a passenger in covered.


Cover for two people with every vehicle they are driving or a passenger in covered. Both people must live at the same address.


Cover for up to four people with every vehicle they are driving or a passenger in covered. Everyone must live at the same address.

Roadside Assistance
Provides cover if you breakdown at least a 1/4 mile from your home. Cover provider will repair your vehicle at the roadside or tow you to a local garage if the vehicle can't be fixed within a reasonable time frame.
Nationwide Recovery
Provides cover to tow your vehicle to anywhere in the UK if it cannot be fixed at the point of breakdown.
Home Start
Extends cover to also include breakdowns at your home.
Onward Journey
Provides a replacement vehicle, overnight accommodation or alternative transport costs to your final destination if your car has to go into a garage to be repaired.
European Cover
Extends your UK breakdown cover to other European countries.
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Breakdown Direct Roadside Assistance

Breakdown Direct has a number of different policies as follows:

Option 101, also know as Roadside Rescue - Includes roadside assistance if you breakdown over 1 mile away from your home. If your car cannot be fixed you will be towed to a garage within 15 miles of your breakdown. Starts at £16.22

Option 201, also known as National Recovery - Includes the benefits of Option 101 with recovery to a destination in the UK. This option also includes lost key insurance. Starts at £26.95

Option 301, also know as Home Starter - This is the 201 package with the addition of help at home if you breakdown within 1 mile of your home. Starts at £62.

Option 401, also known as European Recovery - All of the previous packages combined and in addition, coverage for trips in certain European countries lasting up to 31 days and in total 90 days across the year. £89 per year.