Family Break Down Cover Comparison

Our roadside assistance policy comparison makes it easy for you to compare breakdown offers for families and multi person households at a glance. Simply look at the table below to find the best cheap deal for your needs. We compare all of the low cost providers in one place to save you both time and money.

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Type of Cover

Cover for a named vehicle with anyone driving the vehicle covered.


Cover for a single person with every vehicle they are driving or a passenger in covered.


Cover for two people with every vehicle they are driving or a passenger in covered. Both people must live at the same address.


Cover for up to four people with every vehicle they are driving or a passenger in covered. Everyone must live at the same address.

Roadside Assistance
Provides cover if you breakdown at least a 1/4 mile from your home. Cover provider will repair your vehicle at the roadside or tow you to a local garage if the vehicle can't be fixed within a reasonable time frame.
Nationwide Recovery
Provides cover to tow your vehicle to anywhere in the UK if it cannot be fixed at the point of breakdown.
Home Start
Extends cover to also include breakdowns at your home.
Onward Journey
Provides a replacement vehicle, overnight accommodation or alternative transport costs to your final destination if your car has to go into a garage to be repaired.
European Cover
Extends your UK breakdown cover to other European countries.
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With RECLAIM, you pay for your repair or recovery yourself and reclaim the costs from GEM Motoring Assist afterwards.

Roadside Rescue

Roadside Cover

Family Recovery ExtraFamily


Compare Family Breakdown Cover

A Break Down Cover policy for the family would probably provide the best value for money if you have a number of people all living at the same address using a number of different cars.

How do you choose the right multi car breakdown policy?

Finding the right Family roadside cover for you is no more difficult than finding the right individual policy.We would advise you start with which services you need from a policy, the easiest way to do this is to answer a few questions.

  • Is Basic Roadside Recovery enough? If you think so, please check the small print some policies have a maximum repair cost included.
  • Do you need Home Start Assistance? With this type of policy if your car fails to start on a cold winters morning a mechanic will come to your house and try to get it going on your front path!
  • May be you need Onward Travel? This is really important if you travel a lot and could breakdown miles from home. Under this type of policy if your car cant be fixed the policy provider makes sure you and your car get home.
  • Do any of the fmily drive abroad? Do you want a policy that would give you European wide protection?
  • Finally, do you have young children or females often travelling alone? Some companies offer priority response to lone females and cars with children present.

The key is to choose a policy that gives you most or all of what you need for a price you can afford. The main thing to avoid is paying for options e.g. European Cover if you are never going to use them.

Who is this best for?

Well, the word family is a little misleading as the policy is really a multi car policy. In order to qualify for these policies there can be up to four drivers using a pool of different cars. The people must all live at the same address but don'?t actually have to be family. So four friends who share a house could in theory have a family policy despite not being a family.

However, if a son or daughter lives away for part of the year, for example at University the family policy held at his/her parental home would cover him/her when she was at home but not when she/he was away at university.

Are there any watchouts when taking out cover?

Yes, there are a few but no more than when you take out any Breakdown Cover

  • A policy can apply to a maximum of four people all of which must be living at the same address
  • Some providers cap the repair amount covered by the policy. Any repair that exceeds this limit would require an additional payment from you.
  • Some insurers cap the number of call outs to c 5-6 per year. If you think you may need more be sure to avoid a capped policy.
  • If you take the basic Roadside Assistance be sure to check the distance from home you need to be before the policy becomes active.
  • If you take the onward travel option be sure to understand what the policy includes with regards overnight accommodation or getting you and your car home if it couldn?t be repaired at the roadside.

How do I make sure I get the best price for Family Break Down Recovery?

Once you have decided what services you need and picked the providers policies that offer the cover you want, you can compare the prices.

Please remember, the best family breakdown cover is not necessarily the cheapest or the most expensive. It is the package that gives you the cover and reassurance you need at a price you can afford and are prepared to pay.