Insurance Choice Car Breakdown Services

Insurance choice is part of Assistance and was founded in 1983 and currently provides recovery services to more than 600,000 customers. Insurance Choice offers a fast average on their recovery time at only 39 minutes and will place women and disabled customers at a priority.

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Product
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Type of Cover
Vehicle

Cover for a named vehicle with anyone driving the vehicle covered.

Personal

Cover for a single person with every vehicle they are driving or a passenger in covered.

Joint

Cover for two people with every vehicle they are driving or a passenger in covered. Both people must live at the same address.

Family

Cover for up to four people with every vehicle they are driving or a passenger in covered. Everyone must live at the same address.

Roadside Assistance
Provides cover if you breakdown at least a 1/4 mile from your home. Cover provider will repair your vehicle at the roadside or tow you to a local garage if the vehicle can't be fixed within a reasonable time frame.
Nationwide Recovery
Provides cover to tow your vehicle to anywhere in the UK if it cannot be fixed at the point of breakdown.
Home Start
Extends cover to also include breakdowns at your home.
Onward Journey
Provides a replacement vehicle, overnight accommodation or alternative transport costs to your final destination if your car has to go into a garage to be repaired.
European Cover
Extends your UK breakdown cover to other European countries.
Price
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Copper 
Roadside
Cover
Vehicle
£19

40 excess payable in the event of a call out

Bronze
Breakdown
Cover
Vehicle


£29


Silver
Breakdown
Cover
Vehicle


from
£49


Gold
Breakdown
Cover
Vehicle



from
£69


Insurance Choice Roadside Assistance Policies

Insurance Choice offer four cover levels, these start at the budget level for £19 to the more comprehensive option at £69, all options include 24 hour advice for motoring legal issues.

The levels of Insurance Choice cover are as follows:

Copper - £19 per year. Basic roadside assistance with towing to the nearest garage. £40 for a callout to be paid upfront to get a recovery vehicle dispatched.

Bronze - Starts at £29 per year. Provides basic roadside assistance, towing to the nearest garage, messaging service. Does not have a £40 callout fee.

Silver - Starts at £49 per year. Features from the Bronze level with a temporary replacement car or one night accommodation (costing no more than £160) if you are 25 miles away from your home for you and six passengers. Includes an at home repair service.

Gold - Starts at £69 per year. Features from the silver cover level with European cover which includes repair and recovery if your car is under 10 years old. This cover will also return your car to the United Kingdom, pay for parts, garage storage costs, keys and emergency repairs caused by theft.