Personal Breakdown Cover Comparison

Compare the cost of taking out a personal roadside assistance policy using the table below. With individual cover, your policy is valid for any vehicle you are travelling in, whether as the driver or as a passenger.

Compare
Product
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Type of Cover
Vehicle

Cover for a named vehicle with anyone driving the vehicle covered.

Personal

Cover for a single person with every vehicle they are driving or a passenger in covered.

Joint

Cover for two people with every vehicle they are driving or a passenger in covered. Both people must live at the same address.

Family

Cover for up to four people with every vehicle they are driving or a passenger in covered. Everyone must live at the same address.

Roadside Assistance
Provides cover if you breakdown at least a 1/4 mile from your home. Cover provider will repair your vehicle at the roadside or tow you to a local garage if the vehicle can't be fixed within a reasonable time frame.
Nationwide Recovery
Provides cover to tow your vehicle to anywhere in the UK if it cannot be fixed at the point of breakdown.
Home Start
Extends cover to also include breakdowns at your home.
Onward Journey
Provides a replacement vehicle, overnight accommodation or alternative transport costs to your final destination if your car has to go into a garage to be repaired.
European Cover
Extends your UK breakdown cover to other European countries.
Price
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AA
Roadside Rescue
Personal




from
£42

RAC
Roadside Rescue
Personal
from
£42

AA
Roadside & National Rescue
Personal


from
£77

RAC
Roadside Assistance & Home
Personal

from
£85

AA
Roadside Rescue
Personal



from
£90

RAC
Roadside Assistance & Recovery
Personal

from
£95

RAC
Roadside Assistance & Recovery
Personal


from
£108

AA
Roadside, National Rescue & Home Start
Personal


from
£110

AA
Roadside, National Rescue & Home Start
Personal


from
£115

RAC
Roadside Assistance & Recovery
Personal


from
£120

RAC
Roadside Assistance & Recovery
Personal



from
£138

AA
Roadside, National Rescue, Home Start & Onward Journey
Personal



from
£140

Personal Roadside Assistance Cover

One of the key decisions to make when taking out break down cover is whether to insure yourself or your vehicle.  If you regularly drive a number of different cars you may be better taking personal cover, since every car you are in would automatically be covered by your policy.  However, it always makes sense to think about your normal usage before making a decision as personal cover is generally more expensive than comparable vehicle cover.  in addition, if you drive multiple cars but they are all owned by people in your household then it may make sense to consider a multi car breakdown policy rather than personal cover.