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Type of Cover

Cover for a named vehicle with anyone driving the vehicle covered.


Cover for a single person with every vehicle they are driving or a passenger in covered.


Cover for two people with every vehicle they are driving or a passenger in covered. Both people must live at the same address.


Cover for up to four people with every vehicle they are driving or a passenger in covered. Everyone must live at the same address.

Roadside Assistance
Provides cover if you breakdown at least a 1/4 mile from your home. Cover provider will repair your vehicle at the roadside or tow you to a local garage if the vehicle can't be fixed within a reasonable time frame.
Nationwide Recovery
Provides cover to tow your vehicle to anywhere in the UK if it cannot be fixed at the point of breakdown.
Home Start
Extends cover to also include breakdowns at your home.
Onward Journey
Provides a replacement vehicle, overnight accommodation or alternative transport costs to your final destination if your car has to go into a garage to be repaired.
European Cover
Extends your UK breakdown cover to other European countries.
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Two Car
Roadside Rescue

Recovery Reclaim
Joint Cover


Special offer, joint cover for the price of single cover

2 Car Breakdown Cover

We have two cars can I get Two Car Breakdown Cover?

Yes, most Breakdown Cover providers offers special rates for Twin or two car cover. This single policy should be cheaper than buying two separate ones. You can either insure the people or the cars, so in fact a couple could cover themselves to drive either of their two cars under one policy.

The most common restriction is that you must both live at the same address and the cars must be registered there.

What type of Two Car Breakdown Cover is the best?

As will other Car Breakdown Policies the key is to know what you need cover for. E.g. Homestart, Roadside Assistance only, European cover, Priority response for lone women or cars with children present etc. When you are clear what you need the policy to cover you can compare the prices of most of the UKs biggest Car Breakdown providers here on our comparison site. This way you can be sure you will get a Car Breakdown Policy which fits your needs for the cheapest possible price. Not everyone needs the same things make sure you tailor your policy and avoid paying for things you don?t need or use.

Are there any pitfalls to watch out for?

As with all contracts or insurances make sure you read the small print. Some providers set a maximum repair rate above which you would have to pay the balance and some of the cheapest Road side Assistance only policies simply take you to the nearest garage not back home. If you don?t take Home start be sure to check how far from home you need to be before the Roadside Assistance becomes active. If there?s a 10 mile distance criteria and you just use your car around town you may not be able to get help should you need it.

Where do you need to be covered?

Most Car Breakdown policies are UK wide however if either of you drive abroad you may wish to extend your policy to include European breakdown cover. If you don?t drive abroad regularly it may be cheaper to buy an additional European breakdown cover policy at a later date.

Make sure you Compare prices.

Once you have decided on which type of cover you wantyou can quickly and easily compare prices on our site. This approach ensures you get a car breakdown policy tailored to you needs at the cheapest possible price.

When is a Two Car Breakdown Cover Policy not suitable?

A twin, two person or two car Breakdown cover policy is probably not the best solution when the needs of the individuals are different. If one only drives locally on short trips and the other does thousands of miles per year in the UK and abroad the needs may be so diverse that it may be cheaper to buy two separate policies.

A Two Car Breakdown Policy is also not suitable if the people do not live under the same roof, even if they are family. So a student away at university cannot share a Two car policy with his/her mother living in the family home.